1000+ General Knowledge Quiz for Bank Clerk Exam - 1
Question: 1
What is Repo Rate?
(A) It is a rate which is offered by banks to their most valued customers or prime customers
(B) It is a rate at which RBI allows small loans in the market
(C) It is a rate at which RBI sells Government securities to banks
(D) It is a rate at which RBI buys Government securities from banks
Ans: D
It is a rate at which RBI buys Government securities from banks
Question: 2
Non-Performing Assets (NPA) in commercial banks mean
(A) Bank deposits which are not invested
(B) Loan interest rate loans
(C) Capital assets not in use
(D) Loans in which interest or principal amount is not recovered
Ans: D
Loans in which interest or principal amount is not recovered
Question: 3
Know Your Customer (KYC) regulations have been introduced in financial transactions under the regulation of
(A) Companies Act
(B) Reserve Bank of India Act
(C) Banking Companies Act
(D) Prevention of money Laundering Act
Anbs: D
Prevention of money Laundering Act
Question: 4
Which of the followings is an easy way to providing credit to the former community?
(A) Indira Vikas Patra
(B) Kisan Credit Card
(C) Loan against gold
(D) National saving certificates
Ans: B
Kisan Credit Card
Question: 5
‘Interest is the reward for abstinence’. Who says this?
(A) Marshall
(B) Malthus
(C) David Ricardo
(D) Keynes
Ans: A
Marshall
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